You can probably get your hands on a lease similar or some other pre printed Plain Language Lease.

White plains in Westchester is a cool place, but all of these are pretty long commutes and all are expensive areas with high taxes.

If you can give us some more info - value of the property, location, flood plain, HOA fees, etc., we can give you more accurate feedback.

Both times I sat for two years waiting for the market to tank, got sick of waiting, and jumped in. 

I think the wood adds a nice richness, and I'm personally against painting wood unless it's meant to be painted or damaged or plain hideous. 

Try this... build a much larger column base at the same height as the bottom of the stone, maybe tapered (bigger at the bottom) and made from a similar stone, with a much larger column (easily built onto the existing post) resting on top.Find a NATURAL, neutral-colored, plain stone or slate, and tile the raised concrete stoop.Paint the entry door a deep, very rich color that complements the brick.Then, the gable on the right with round-butt shingles (I think) needs a lighter color, maybe even a bit bright to complement both the brick and the entry door, since it extends over the stoop.Finally, taller greenery under the stone with a lower front level of varying texture and color (especially around the entry) will result in the stone being much less prominent.

He received a preferential owner-occupant loan, and he's supposed to live there for a year, plain and simple.

It'll block the exapanse of blank wall, and add a bit of enclosure (although I don't care for the pergola itself, a bit too plain).https://i.pinimg.com/736x/84/53/c5/8453c51910c8cd83c93e6db13d86a109--front-porch-wood-railing-outdoor-entry.jpgOkay... you're loaded up with several hundred dollars worth of ideas.

Plain and simple. 

Wherever you have the best ground team, plain and simple. $50k properties are tight, expand to $60-75k and I’ll show you assets in great areas.