In this market your more likely to find first time home buyers with FHA financing meaning you CAN'T sell to them because of seasoning requirements.No offense to Kristine, I'm sure her comments have good intentions but I don't think they fit with this situation.Jeff

Hey Norm - it sounds like your doing a great job and as Steph said your taking action which is the most critical part.No offense but you shouldn't "know" what your doing yet - you are exactally where you should be and many years from now you will look back and say - wow - i can't beileve I did my first deal with all I didn't know!

They also make it a lot easier to bid on HUD and VA properties.A few other thoughts:-"Low-ball" offers are less offensive than you think.

I think it's criminal.

Then, you have the criminal side getting involved in a foreclosure.

He made it seem like I was doing something criminal or illegal.

No offense taken, I welcome anyone's opinion, being too closed minded hinders growth!

How many Criminals now know how to make a "Card Trap".

In the end, the Pats have a better QB, more offensive weapons, a better coach, and a defense that has improved a LOT as of late.

Is there a way to tell if the first offense is a warning?