I am told that to get an umbrella insurance, I need following,1. to have a home owners comprehensive liability policy which is generally issued when you live in a home. 2. need an auto policyBoth of these I can't get given that I am outside of the country right now. 

If the property is part of a rezoning or part of a Comprehensive Land use/growth plan that supports higher densities, the by right development for the parcel can go from say...1 house per 2 acres to 4 units per acre.

I think it's both comprehensive and easy enough to understand.

The statute also states that each affordableaccessory dwelling unit shall apply toward satisfying theaffordable housing component of the housing element inthe local government’s comprehensive plan.

And beyond that while there is some general consensus there is no comprehensive list of all qualifying and non-qualifying costs as you can imagine. 

Moving into the role of GC definitely means a more comprehensive insurance policy. 

Want to hear from you as how you would handle the following items (not a comprehensive list) and negotiate with the seller.

Maybe it's inherited properties and no one cares about them amongst other reasons.This does not result in frequent insurance claims and most insurance policy cover these type of events that's why need to have a comprehensive/complete insurance coverage to cover all the natural disasters that may occur and factor it in you deal analysis.As @Jillia Virtue mentioned, The effects of natural disasters are felt more in the Houston Downtown areas and toward Lake Charle, Louisiana.

Sounds like a pretty comprehensive tool.

It is very comprehensive but it costs more.