you can balk all you want about the agents perspective but success is never handed to you in any line of work. in any industry the hustlers and grinders are rewarded and the others skating by don't last long or learn how to live on raamen noodle and juggle car payments with other debt. 

Plus, as you hit milestones in LTV (loan to value) of 95% or 90%, your PMI% can automatically decrease to "reward" you for building equity.

Pioneers/people doing new things aren’t always rewarded for their efforts in the short term.

What has worked for me and everyone here does not matter.I am sexy I am handsome I am charming, when I say "yo mami, sell me your house for 20K" she will say "Ohma gahh ai papi give me a date witchu and you can get my house for free!"

It’s a very rewarding space and career and is always full of new challenges and opportunities.

If you had enough courage to take on a private lender in the beginning with a 12% rate and still be game to go through with it, than you certainly should be rewarded.

Do what you can to give it charm.

The north side of Five Points is a little trickier, but I *do* think you would be rewarded long term with an investment on Hughes.

@Bill Goodland great job, and loving the charm of the old stone building.

The language has to be written very specific, calling it "major" or "catastrophic" are too ambigous and open to interpretation.Overall I would say in most cases it is not a good idea to waive the IC, both from a risk and and a reward standpoint.