If they do, have your lender contact them directly and acknowledge that funding was not approved.

A change that is not acknowledged could have been made at any time, by anyone, and unenforceable.

The realtor did not even acknowledge the offer as apparently we did not make the list of offers to even confer with. 

Then escrow will do a document that the seller signs to acknowledge the buyer interest being transferred.

., it seems you've indeed jumped in on the deep end as you've acknowledged, and not only have you done substantial work yourself, you also have a positive attitude about the contractor hiccups along the way. 

If you are having multiple people share in a first lien, you have to document that in the mortgage instrument and the note  and make sure they each acknowledge and agree to it in the note. 

I fully acknowledge that this didn't truly serve the best interest of the client, but that client hired us because of the quality of our work and the reputation that ensued.For the readers here who may not otherwise know, it should be noted that if the plans/specs exceed code, yet the work in place only meets code, that may be a legitimate reason to fail an inspection.  

One experienced lender here even said she had never heard of a lender acknowledging rental income without proof of rent history.  

Some investors will even recommend you include disclosure of this in writing as part of the agreement or in an addendum that the seller signs to acknowledge having this explained. 

@Mitch Coluzzi Thanks for all that info, do real estate agents have to put their License # on their wholesaling/flipping business cards, or acknowledge that they are an agent?