And if you are looking at places that need work, start going to home depot and study the prices of materials.

Having informed the public at large that the house was haunted, the court viewed the haunting was seen as a material fact.

It is a small metal plate on the exterior that often is painted over or removed, because it doesn't seem important. 

If you have done your homework and the property is sound, there should be nothing materially wrong such that a reasonable insurance policy would not cover.If you continue to do your homework and screen your tenants properly, you should have a low risk of them destroying the property that an insurance policy would not cover. 

It is already gutted so at best, I can do minimal restoration instead of high quality materials to save some money from loss (this was supposed to be a flip).

The discrepancies probably come from when the material was published.

The others have had their host of issues (none roof-related from what I learned in conversations with them).It appears they used some sort of metal instead of the more common ice storm shields used today and they just didn’t use enough or it’s failing.

Understand dry wall materials etc have gone up because of the trade war.

With my professional connections, I can get a lot of construction labor and materials at deep discounts, however I should plan for it.  

Investing in real estate can provide a much better and safer investment than precious metals.