So the loss due to Clayton County malfeasance was about 15 times what you'd have suffered in a county not Clayton, Dekalb, Fulton, or maybe Cobb, correct?

I have seen this get ugly for people who end up being forced to move/sell and take a deep loss or struggle to FSBO because they can't pay commissions.2.)

REO's looking to get assets off the books and collect losses, investors and families begin checking out early as holidays get near, etc.

Most of the cash-on-cash returns I'm seeing when calculating even modest management fees and repair/reserve stowaways seem to be consistently in the 4-6% range for COC, and that's assuming no big surprise expenses that affect cashflow. 3b) Even 50 miles outside of Atlanta like Dawsonville, Cumming, Matt areas are expensive for a modest home in areas that have room to grow and don't suffer from being a food desert (you know what areas of the city and metro area I'm talking about).

It is hard to paint an accurate picture of ones industry when it is putting food on the table. 

In either scenario, you'd get low payment/zero interest payments that could be restructured whenever you like.All just food for thought.

It seems that it’s just one of those things I have to take a loss on.

My tax lady said it’ll be considered a loss and not to worry about it.

not speaking for Doug.. however we used to deal with the loss mitigation department when doing foreclosure rescues. 

Study shows growing broccoli sprouts at home and consuming them daily counteracts carcinogenic effects of chemicals in food / environment.