It is sometimes appropriate to give the tenant a choice.

I would give them the choice.

This approach involves risks and considerations, including due-on-sale clauses in existing mortgages.Credit Unions and Local Banks: Sometimes local credit unions or community banks can offer more flexible terms compared to larger institutions.

As far as the providers go, check out the posters links in this and other SDIRA thread  who are "providers" or "professionals" - they are not allowed to outright promote themselves, but a lot of the ones providing answers are some of the great choices out there in who can help you with this.Good Luck, Dan Dietz

Reduced Living Costs:House hacking allowed me to live in a larger or more desirable property than I could afford at the time solely on my income.

Is it a choice  I can make or there is any law that I must accept regardless of benefit or not?

I can connect you to some great lenders in Columbus who have helped our clients buy larger MFHs.

I'm not as booked as I would like to be, and according to others they are going through similar circumstances...Do you expect immediate profits larger then your yearly mortgage and other expenses or do you give yourself a year or 2 like other business ventures?

It was hard to say goodbye to my babies I started this journey back in 2006 (18 years ago) The truly sobering thing about this event is that I was able to achieve these same financial results in ONE year with my first larger commercial deal; and replace my wife's income with that deal.  

It's way more more feasible to get into those larger 3-4 units now and put down only 1.5% more.