It's not so much that attorneys are inherently more honest (insert your own lawyer jokes here).

Assuming she meets all your requirements (insert Alex's and other posts here)--you seem concerned about the income to rent ratios. 

The disclosure can be inserted in the lease or can be put in some other written form.

So I installed an old display model Napoleon gas insert from a local fireplace store. 

Where, in [insert name here] Indiana, you may gain $100 in equity every month through loan paydown, you get that number in thousands in San Diego.

The joists are then hung from this perimeter by inserting them perpendicular between the outside perimeter and the field laminated 4x12 ((2, 2x12s lag bolted together)intermediary cross beams that are pinned to #4 rebar that I cast into smaller, interior support piers.

With new construction you will be clear for the first five years (fingers crossed) but eventually it will need exterior painting, landscaping, a new boiler, new roof, new --insert something large and expensive--.

Agent: You will not be successful <<insert a lot of completely negative one way dialog here>> It's a tough business.Me: Wow, yea, I get it and I understand, nothing is easy but how do you like working for ABC brokerage?

And if you aren't happy with the BP search, you can always use google and add this to your query: site: biggerpockets.com But take the space out after the colon; I had to insert that so that the text did not get mangled by the BP servers.

I also spent some time looking up the applicable California State Codes and inserting their section # into the lease so the tenant would know I wasn't just pulling some things out of my posterior.