This could make it challenging for an appraiser to value and therefore difficult to get a loan against the property (or sell to someone using a mortgage to purchase).

Purchase price: $242,500 Sale price: $430,000 I used private lending to cover the down payment and closing costs, then paired it with a hard money loan to fund the project.

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

@Tanner Lewis, is right, if you want to consolidate all of that debt into one loan then place all the debt so it is secured by the property, sell the property and 1031 into another property with one loan.

I will be taking a residential loan from my TSP since by my calculations that would save me a lot of money on interest and give me good equity.

I have some ideas about how to make this possible (partnership, private loans, refi/heloc, or combination)...But what would you do in my situation, if you were starting your portfolio from the beginning in 2024?

FHA-Owner Occupancy Loan, to limit down payment to be able to utilize for maintenance

I was originally told I would have tenants in place before closing and I missed my commercial loan was partially based on this. 

Quote from @Loan Nguyen: Im newbie in real estate investing.

Jackson is very active for investor loans.