You want a diversification of assets.... a few vegetables, beer, meat, snacks, water, milk, etc....Frank

If I get some milk and cookies from someone and I drink some milk and then eat a cookie and then I pass the rest to you and you won't ever get the same amount I had.

My expenses go up every year, milk goes up every year, gas goes up, taxes go up and on and on.

I'll go ahead and drink un-homogenized and un-pasteurized milk from a local herd, and you will likely continue to buy yours at the store in a plastic jug.

Skim coating the damage is easy enough but matching any existing texture is the tough part.

It was created by big banks anyway as a method to protect people from themselves and skim 2% of the top no matter how the market goes. 

(Exodus 21:7) Or it being a sin to boil a baby goat in it's mother's milk?

Yes I do criminal and background check for 25 and make the tenant pay for it upfront.If they are hiding something I will know it.If you do not do the checks you might get lucky for one tenant but not another and get burned.Professional tenants look for landlords that do not follow proper screening and then they LIE and put on a good front.Then when they get in there they run their game and pay one months rent and then milk a few months free and then move and do it again.

They skim over the marketing and very briefly touch on good points like getting probate and foreclosure leads as sources to find sellers or people who do cash sales as sources to find buyers.

i had one house, the walpaper did not want to come off. i steamed it, sprayed it. cut it, nothing... i started to damage the walls, that's how hard i was trying to get it off..the drywaller/painter had a secret, but he did not want to tell me. then i just hired a guy that skim coated the whole kitchen and he covered the wallpaper with it.