Taking the higher of the two, that's 52k in debt service for 12 months.

We take the T12 roll it forward, we strip out anomalies and one-time expenses and then layer in base assumptions and any known large expenses that are planned for the next 12 months.

I have done agent outreach, just last month got a 25 unit under contract for 6% down.4.

This seems beneficial in your case where you're dealing with various different cleaners cleaning your property throughout the month.

A good rule of thumb is to keep 3-6 months of operating expenses in your rental account as a cushion.Once you’ve got that covered, you can start investing the excess.

Go to local real estate investing meetups at least monthly for six months and don't bring up the partnership until after three months of them.

By the way my last local purchase was dec 2021 which was before rates started increasing (just a few months before, i had good timing - when the fed states they are going to be raising rates, it is a good idea to believe rates may go up).  

The condition you see is what you'll likely get within a few months.

7 months on - How has your experience been so far, Lily?

Chunk that goal down into what you need to be doing this month, this week, and today.