As that ration decreases the investor's knowledge must increase.

As luck would have it, I have encountered a temporary snag in my plans.

If you do elect sub-chapter S, then your profits will be split between a salary and distributions - distributions are not subject to self-employment taxes and therefore decrease your self-employment tax liability. 

@Mark Cruse Didn't think of this earllier,mbut for temporary help......Google up "hardest hit funds" for your state.  

I have no facts to back this up, just a rumour that I saw on BP and elsewhere.Until there are some sustained movements showing a vacancy decrease in downtown commercial office space I wouldn't risk it, but that is just my tolerance level. 

Also, I don't know if you factored this in but getting a mortgage on your homes will significantly decrease your cash flow, not to say you shouldn't do it.

Don't buy the wrong investment just because of a timeline.2) You'll find many schools of thought on what to do with your "temporary" money.

@Dave Ostrofski read your landlord tenant laws but decreasing rent proportionate to the unusable space could be supported by your local landlord tenant law, if you are saying it is a major loss of use. 

One way or another, the investors must work to pay down loans, increase rents and decrease expenses wherever possible.

I’m looking to house hack with an FHA loan to decrease my living expenses and get my foot in the door with real estate investing.