You are simply just going to be paying your accountant to file 3 tax files for 1 property. 

Also, not looking for feedback about the value/necessity/negatives/ or need of doing a study.

Also, in my view, FWIW, the savings account, for high income earners, is just not great.

They create the team and a plan, acquire, due diligence, take care of loan products (If needed), oversee construction/renovation, hire property manager (or run in house management,) take care of accounting/taxes/K1s, deal with closing or refinancing.An LP (limited partner) just puts in the funds (after hopefully vetting the GP and team) and keeps fingers crossed while earning mailbox money. 

Make minimum payments on your student loans, put the rest in to a savings account.

. :)A claim like that is crazy...I personally think the fees that you signed up for is on the high side.You can view a couple a couple of posts on this message board about people signing up with 1800 accountant and then wanting to move on to another accountant.The thing with firms like 1800 accountant is that you will likely be with one accountant one year and then another accountant the next year because they have a high turnover.The issue with this is that you may have to re-explain your situation on an annual basis.Best of luck.

How do you deal with people that don’t want to give user name and password for bank accounts, to verify income?

Seek a consultation with legal counsel if you believe you have lost money and the amount of money lost makes it worth the time to pursue a complaint with the Texas Real Estate Commission and possible reimbursement from the real estate recovery trust account.

If you are convinced this is the guru you want to follow, pick up a cheap resale on amazon or ebay...read and study it cover to cover. 

Prospective Tenant understands and agrees that no possession of the property will be granted until all move-in requirements have been completed.Binder funds will be held in a trust account by the Landlord.