An agreement would be signed, and the property would be sold in 5 years and proceeds split up appropriately.

Passing up something that would allow you to make it your dream home isn't necessary.

Does a cost seg or bonus depreciation actually help you in any way? 

Would you rather set it and forget it and not need to refi again or rather take advantage of low/no closing costs on this loan and plan to be more aggressive on your rate at the time of your refi?

EDUCATE YOURSELF - yes, it will take time, but will lead to a selection that better meets your expectations & avoids potentially costly surprises!

Real estate purchase using reasonable leverage, at todays interest rates, will build up equity through amortization.  

Some places you can look up that info.

Attorney’s Fees; Collection Related Costs; Jury Waiver.

The city also benefits from a relatively low cost of living compared to other major cities, attracting both renters and investors.

You will have a leg up on the competition where it's a stand-alone.