The typical issue with SE borrowers with Conventional/Govt loans is that most of the tricks that reduce your taxes also reduce your income, which is what's used to qualify you for the mortgage.

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She gets legislature workers for 6 months, there is an occupational therapist there now for the last 9 months.

This house qualified for a homestyle renovation loan so that's what I ended up doing.

The last thing you want to do is to assume something, then make a mistake, then try to evict a resident in NY, then have the resident prove you broke the law.Please get an answer from someone who is qualified.

My parents are looking to do a 1031 but they can’t qualify for a loan (the older property would only cover 60% of the new property) by themselves anymore so I’d like to do the loan under my name. 

There is a fairly new 20% pass through deduction you may qualify for that could help you, but not everyone qualifies.

There are several options for financing that you might qualify. 

Failed HVAC guys who don't work well with others, electricians with a lousy customer base, sometimes a journeyman plumber who can never quite qualify for his master credentials.

The VA loan won't make any sense after 2-3 properties if you continue to qualify.