I think rent to own is usually done by landlords who don’t want to sell and just want to keep a large option payment. 

It doesn't seem to follow your format as closely as I was hoping (I know it was developed with a fair amount of input from Bigger Pocketers), but it looks quite helpful in many ways.  

I have actually seen someone buy a multi-million dollar home just to tear it down, so I understand the sentiment on infinite money in some cases, this is more of the 3 unit building near the city at an outrageous price compared to properties almost 1.5x as large.

But as a co-host myself that is part of a large (several hundred) STR co-host mastermind, I can answer all your questions!

It not only makes the numbers work better but also reduces the need for a large down payment.

With all that said will the DTI still be a large issue if I have almost a $500k in equity in the current home , a couple hundred thlusand in ira/401k , and around $300k crypto that could become liquid?

Hello, I own a rental house on a large lot and I'm planning to divide the lot to build a duplex for renting out.

It's the bulk of our work on any lease, which is why we charge a large leasing fee.Lease renewal requires very little work, usually 1-2 hours.

I would just make sure to be 100%, that is a large commitment going back and forth. 

There would be the cashflow from the rental property, of course, but that would be largely mitigated by depreciating the property.