When it comes to a 3.5% fha vs a 5% conventional, I personally prefer the 5% conventional because the PMI automatically drops when you hit 80% LTV.

Also Dave this is one of bit of secret lol , if you see this chart , from month-to-month perspectiveyou would notice for this market, price is up when inventory is low and price would start to drop when inventory is at peak, this is repeatable seasonality in this market.

Are you leveraging the stability of conventional loans, the speed of hard money loans, the flexibility of private money, the creativity of seller financing, or the collaborative approach of partnerships?

Here in OR we're focused on STR's and Multifamily which usually has tight inventory so it can take some time for the right property to come to market..also some of the active listings might still be available later this year and become prospects at more negotiable terms. 

This way, I can secure financing through an FHA or conventional loan.The land and house have been on the market for some time, so I'm confident the owner would be open to negotiating.

With an FHA loan, you are not going to be bringing hardly any capital to closing (compared to a conventional 4-fam purchase with 25% down).   

I did a duplex renovation did fine. very strong urban core market strong appreciation, we see new build activity there, I would stay north of 104. we would build around there and we only do urban core or urban core adjacent in columbus. look at new construction if you can't find inventory you like. plenty of lots all good appreciation in the urban core, strongest rents.

There's a lot of great niche markets. vic village is old inventory, oversupplied in my opinion it'll be tough to make 2500 profit on an airbnb on a 1 bed.

I dont mind helping others buy that inventory through my BRRR funding but I am just not cut out for property management personally.

For conventional/FHA/VA that is 1 year.