I can offer suggestions based on my experiences.

@Ricardo Polanco barely qualifies as a lease:(This "lease" leaves you open for a lot of abuse and we don't suggest trying to terminate it on your own - or you may get an EXPENSIVE lesson from a judge!

But we've been in it for a long time.99.9% of email newsletters are absolute garbage so I would suggest they hurt new agents more than help because they are so bad and they literally add everyone to their list.Cold calling and door knocking is out.

Any thoughts or suggestions?

The thread went off the rails when someone suggested subsidies of of compassion for idiots confronting known risks with no protection on their own.So excessive rain is a known risk of hurricanes.

But Jimmy Napier suggested ways to radically increase ROI; his suggestion specified “working the note”.  

Probably going to pursue the DSCR loan option but if anyone has any suggestions that is COC return friendly, my ears are wide open.Looking forward to connecting with everybody!

There are several posts in this thread that suggest sober living homes are a not for profit business...

I’d suggest you try to keep your payments and number of roommates both lower to avoid losing everything. 

First off, I’d suggest connecting with a CPA who specializes in real estate and understands the specifics of Cleveland and Ohio state taxes.