Of course I can increase deductibles or otherwise decrease coverage, but that is only putting off the inevitable expensive insurance claim.

@Marc ShinAbsolutely.Board games are not that expensive and are worth adding.I see cable TV channels as a must along with smart TVs.

Where trust is low, though, things are slower or more expensive or both.- Understand that you can have never more than 2/3 of the following:  Fast, Good, and Cheap.  

@Vidit Maini Starting your business as an LLC taxed as a C corporation offers flexibility but involves double taxation unless you elect S corp status, allowing profits to pass through to your personal return.For tax savings, deduct startup costs, track business mileage or vehicle expenses, and consider a home office deduction.

You have to adjust your expectations to match current reality, which includes higher mortgage rates, higher prices, more expensive taxes and insurance, more competition, etc.

For more expensive properties you'll be wanting to pay a lower interest rate and doing short/mid term rentals.

The umbrella is a good idea as they are usually not too expensive for the amount of coverage.Get a good STR policy.

🤙 as we all know buying here in Hawaii is very expensive at least for a property.

We currently live in CT.

Hello my name is Yanick, I live in California.