So I'd pick totally passive instruments like Buffet type stocks (nothing sexy, just tried and true staples), RE investments where you would be more active, and also something I was totally passionate about in a day to day business!

The CME Group offers Gold futures that can be used to invest in the gold market without holding the gold physically, these financial instruments can be used to speculate.  

Investors whether individual or institutional and regardless of their level of sophistication will alway face the probability of investment loss because investments generally have an element of risk to it and you can't regulate a risky investment into a riskless instrument. 

That being said, my attorneys have been incredibly instrumental in helping me get deals closed, reduce and or mitigate my risks, and frankly have saved me a ton of money.

The wealth information and networking opportunities I have been able to leverage though BP has been instrumental in my REI career thus far.

The HY accounts interest income would be taxed at ordinary income (a CPA can fact check me on that), which is a higher rate but you would have less in absolute gains to get taxed on.In general, your 2007 sheet highlights the main argument for using a fixed income instrument or HY savings account over investing in an ETF/Index Fund to save.

Interesting to post that comment on this site, but RE and other means can be a great instrument to freedom.

(No leased funds or instruments allowed). 1% is allowed if it meets the minimum of $500,000 USD.For submissions where the 10% amount equals $3 million and above the process begins immediately.For submissions where the 10% amount is below $3 million down to the USD $500K minimum, submissions are stacked and require additional processing time.

IMO, the "security instrument" is a deed of trust regulated by the state, not a federal Reg.

In regards to no way for folks to have original notes or security instruments, that is a little exaggerated.