We are the first buyer and have an option to influence whether we can be part of CCR or not.

.- 22% faced rental insurance hikes of 11% or more, and 50% saw property tax increases of over 6%.- Conventional loans remain the top financing option (44%).Give it a full read on our BiggerPockets Blog

If you do, you should consider consulting an attorney to discuss what you should have in place, and make sure your insurance company understands the setup as well and the potential increase for that scenario.Hope that helps.Mike

Increase earnings, reduce expenses, save, and invest.

Should I take out equity in the home towards a crash pad and/or doing some minor upgrades on the home OR should I save up to get into air BNB arbitrage to increase my money flow and put that towards fixing the home and eventually obtaining a crash pad.

If I refinance, my rate would jump to around 6.5/7%, increasing my mortgage from 2,500/mo to 3,500/mo, give or take.

Lot Rent: And to top it off I filled the space that now pays me a lot fee which for a bonus quadruple dip increased the value of my community.As Investors and Entrepreneurs, we get paid to solve problems.

I have an IRA/SDIRA and stocks/bonds increase in value, the balance goes up each year (minus the mandatory SEPP payments) correct?

Thus you have spreads increasing (widening) even as rates are moving down.As I'm sure you're aware, the 10Y treasury somewhat tracks the 30Y fixed rate mortgage rates because the average duration of those assets has always been around 7 years (i.e., very close to 10). 

Waiting might increase value, but your renovations could attract buyers quickly.