I am probably going to check 10/1 or 7/1 ARMS to see is the interest rates are better.

Sounds like you are staying away from ARM's, so you should be good.

Also, besides the RRSP 1st time buyer, there is actually RRSP mortgages (arms-length and non-arms length). 

On the HELOC, I don't know but I'm paying 5.5 on fully amortized 20/5 commercial arms with 25% down.

So LTV HELOC as I understand it, I could get a line of probably 80-90k.I have an oppurtunity with a family member for a non-arms length deal.

. - https://www.intelligentinvesto...Since it's going to cost an arm and a leg when you include travel and hotels, I wanted to find out if anyone has been to it previously and, if so, was it worth it?

One of the mortgages is a non-conforming mortgage that has a higher rate (a 7 year ARM).

Thank YouHi Justin, commercial lenders will be looking for the following but subject to lender and product-specific: (There are niche lenders)Investor Only - loans to Individual, LLC, Corp and Limited partnershipAppraisal of propertyUS or perm resident (some will lend to foreign nationals at 65% LTV and higher rates)3 mos PITIA and closing costs (some will use loan proceeds for this if within LTV thresholds) 3 mo bank statement for proof30-day ownership seasoning on refinancing (some 30 days to 90 days)No tax returns, DTI calculations or income qualification (most)LTVs up to 80% (some sweet spot is 75% for cash out)DSCR 1.0 -<1.3 (some will look at this but some won't sweet spot is 1.2)Credit 650+ (credit will impact rate and LTV)Min Property Value $75K (Higher min in certain areas)Lease or unleased (must be rent ready .. rate may vary)Min Loan Amount (lender specific rates will vary on amount)5/1 ARM, 7/1 ARM, and 30-yr fixed-rate structuresNo sourcing or seasoning of funds (some will ask for 30-60 days seasoning)Must own primary home (lender specific some do some don't) 

But his article did not list them as elligible, although it didn't say explicitly they weren't, and I have read many threads where people say they purchase SFR's with commercial loans routinely. 

I am working to co-wholesale deals with other investors and I am acting as the dispositions arm of the co-wholesale meaning I am bringing buyers while the other partner is bringing properties.