The loan app was very generic. 

Then, maintain a stable you can pick and choose from as your properties, and their lending criteria fit As you suggested, many lenders will provide a generic proof-of-funds letter to show interest.

In small town, USA, you build out because the land is cheaper than building up.So some quick (and very generic math) would allow us to compare.

Being a contractor the rest of the process is second nature once the home is in my name but I'm stressing how this first step is supposed to go.Main concerns:  Is there a generic form for the state of Ohio that I can access and "fill in the blanks", that gets the house under contract and allows me to state my contingencies?  

Where I am getting stuck is the contract between us, and that is where I'd like to ask for help...Anyone out there have a generic contract to start with? 

East of Front street (under the L) but south of Lehigh, I generically call that Fishtown.

This is obviously generic advice that will vary from municipality to municipality. 

If I use generic numbers, I have this breaking even every month IF you manage it yourself. 

The bid I got only specified very generic estimation, didn't say what material going into the repair.Ex : Master Bath (Shower Tile Replacement) - $ 1700I will try to get quotes from other contractors and negotiate up front cost.

You may not have noticed that the note was a generic one, so could have been a phony, like the ones you can get form the cannabis doctors nowadays.