I have also seen it as being the Fannie 30 year fixed PAR rate without any discount.Speaking of interest, all should know points are pre paid interest and equity loans generally are barred from charging points and left to cash funded loans by registered lenders.I totally agree that those who may seek to do financing under any exemption tread carefully as regardless of any exemption to the SAFE Act, you are not exempt from other loan compliance issues, it's not a license to return to the wild west.

The band leader (government) is requiring the entire band to be on the same sheet of music.Commercial lending isn't under the SAFE Act, but there are still legal requirements, Fair Trade and the Uniform Code requirements, it's not the wild west.So, to do a seller financed note or private loan, you need, no, you must know conventional financing requirements.

So it's out in the wild at this point.

Could very well just be a wild goose chase!

So far three wildly unqualified applicants, and then two room mates who were very qualified according to credit checks etc., but who decided to go with a lower priced ($200 lower) property.

This would wildly vary based on your market, the going rate for labor, if your market skews union or non-union, your relationship with your contractors, and the rates you're able to negotiate with your contractors.I have a standard price I pay for just about every line item, based on about $40 per hour.This is what I pay, for labor only:Install new countertops, sink, faucet and cabinet knobsCountertop - Granite: $100 per slab Sink - $35 for installFaucet $20 for install Cabinet knob - $1.25 eachBath #1 Install new vanity, faucet, mirror, light and toiletVanity - depends on sizeMirror - $20Light - $15-20Toilet - $40Bath #2 Install new vanity, toilet, 2 faucets, 2 mirrors, and two lightssee aboveInstall 2 storm doorsnever installed oneAll new switches, outlets and plate covers (21 outlets 10 switches)$10 per switch/outlet and plate coverNew mini blinds on approx. 15 windows$25-30 per window, depending on size.Install 2 exterior lights~$15-20Reglaze 5 windowsnever glazed windows

That whole wild west culture slowly evaporated as the field of computer science came alive.

Might be worth speaking to a CPA or experienced accountant......30 minutes with an attorney who has experience in ED isn't a wild notion either. :)

REHAB/REPAIR COSTS (to get rent-ready)These numbers can be wildly off.

If you need a non-recourse loan, I've never observed a non-recourse loan in the wild, although people on this forum do suggest they exist.