More to your point - which I think is less "don't invest in 401(k)" and more "don't invest in 401(k) when that means that you set aside a bunch of money each paycheck just because your company and *big brand mutual fund company" tell you it's the smart thing to do.If you don't understand what you are doing, it seems like you will lose no matter which way you spin it ;). 

You should be able to spin that 100k into retirement within 3 years.

Also they're round which means corners aren't always caught even with the spinning brushes.It's just more efficient to let one person vacuum

If not, would this be a good point to negotiate a lower purchase price or would I just be spinning my wheels?

I keep reading it over and over (along with replies from several other awesome and kind people on here, @Steve Vaughan) and my mind is spinning. 

I’m not sleeping well and my mind is spinning its wheels, because the decision feels life-altering in either direction.So please, if you have any insight that could help me, I am open.

Beginning this process makes my head start to spin as I know I need to be here but question how to go about learning all the ins and outs of the business.

A "guru" I learned from puts an interesting spin on renewals by calling them "anniversaries."

Interesting TIME article about root cause of the US financial crisis .... not sure I agree but put a different spin on what I've read and believed before:"There is no doubt that the pressure on the U.S. financial system [that led to the financial crisis] came from abroad," says Caballero, who is the head of MIT's economics department.

With the MI market still in a tail spin, I buy very wisely.2.