I've been focusing the money that I would be using for investing to pay off credit cards from school as I graduated 8 - 9 months ago and have been working as a Software Developer ever since.

There will be a tipping point where the rich will start leaving, and when that happens, the house of cards will fall.Terry

The trip is definately on the cards, for the reasons you stated  meeting local lenders, agents, property managers  and possibly contractors in person when we are closer to a deal.

NJ department of community affairs issued an inspection violation (green card inspection) on this for a property I am buying. 

This allows tenants to pay me via bank draft or credit card.

I haven't seen all your finances so I don't know how it'll play out, but you need to immediately call your lender before you do anything that might further make it look like you're trying to buy a house with a credit card like it's 2006.

Seems like the attorney review period there is a get out of jail free card for both parties, don’t know how you get around it.

Dont get greedy.Get to REIA meetings and pass out cards I BUY HOUSES.Get a website like https://www.mikeotranto.com/our-company/Go to www.OnCarrot.comSee all posts from @Trevor MauchIf you want to do a lease option assignment on a $700K house that rents for $2500 (crap cash flow), read my posts. https://www.biggerpockets.com/posts/user/REISkillsIn NY get an attorney that does real estate for investors. 

Therefore, it is also the tenant's credit card to be used to pay the bill.

For example, if you establish a rental property as an LLC, you'll want to set up a separate bank account for that LLC and consider having a debit/credit card linked to that account.