And declare the other property as my second home. 

Also, you need to do your due diligence because there may be more than one HOA fee, such as when there is a master association or separately declared rec center/pool/clubhouse/etc.  

BTW I haven't declared bankruptcy and dont plan to.

However, based on an MRI that 'lit up' indicating the return of cancer they decided to perform very extensive surgery, only to discover that the inks from her calf muscle tattoos had infiltrated the lymph nodes & were the ONLY cause of the 'false' positive of the MRI.my 2 cents.....

It said that the home was declared vacant on X date, then winterized on X date, then it had been checked on about every six months thereafter - for a total of almost 3 years.

You are going to need to be open, and reasonable and negotiable until you have reasoned and negotiated with enough potential buyers that you find one you can deal with:) Maybe your potential borrower owns a boat or a rare muscle car or Harley or anything else you might want, free and clear.

If its paid by the seller at closing and they write you a bum check, you are screwed going to small claims trying to get it back and really out of luck if they declare bankruptcy.As for the funds, it depends if your property is in Mass. 

I would guess they will be considered statutory employees of yours regardless of whether you have declared them to be "independent contractors".

I wouldn't lend on this deal at all, unless he dumped the boarding house setup.First a small loan of $18K - foreclosure costs can exceed $3500 if the borrower declares bankruptcy, the borrower stops paying taxes and insurance.

Muscle cars...