Then on your exchange find a property that improves your lift - cash flow, fewer heads aches, location, closer to home, further away...whatever you want.

Hi Jose, I accept pretty much everything but really push for electronic payments.I take ACH, Zelle, CashApp, Venmo, and will take money orders through the mail.

Also, if you are a paid used ACH is free for the tenant.

James Wise I reached out to you, because your email bombardment suggested muscle and power in the local market, just as you so eloquently depicted above.After getting the unsolicited offer of $120k, I first reached out to an agent I used previously in that county.

Now quit belly aching about the value and start hunting every house in town that has one and buy it.   

Tenants have the choice of depositing physically into my account at TD bank and another local bank (I give them the account number) or with direct/ACH using Stessa.Pick whatever bank has good online and mobile apps and allows easy to use transfer and check writing/bill pay.

While I am not so far ahead in my REI journey that I experience some of the aches and pains of what it may bring, I would much rather work for myself.

Build the "muscles" and self that succeeds.

A ch 13 is a repayment plan.

Flexing strong judicial muscles scares off these kinds of people.