Otherwise, it's because the lender is quoting a conventional program and the highest rate your lender was able to quote was 7.625% with points.

Over the next 5 years we'll tap into USDA and state wildlife programs to completely rehab the grasses, shrubs, deciduous and conifer trees with no less than 4 dozen different plant species seeded or planted.

I am sceptical seeing more and more insurance companies pulling out of FL, leaving a state sponsored program the only affordable option - until the tax payers are tired of funding it.   

Over the next 5 years we'll tap into USDA and state wildlife programs to completely rehab the grasses, shrubs, deciduous and conifer trees with no less than 4 dozen different plant species seeded or planted.

More details/example fees: Management Fee: 10% of gross rent collected, $50 minimum per unit.Leasing: One full month’s rent upon execution of a leaseOther: 10% will be added to each invoice for any repairs, maintenance, improvements, landscaping, and snowremoval for the Property 50% of late fees collected $50 lease Renewal Fee $50 per utility turn on $25 posting 3 day notice $100 per court appearance witness fee $50 tenant removal with bailiff or police $50 to meet inspectors for housing voucher programs, occupancy certifications, and/or POS or rentalinspections Broker may charge to offset Broker expenses for postage, key copies and other misc. expenses $100 set up fee $120 annual consortium fee ($60 March 1st, $60 Sept 1St)Given all this, how do I input it when I'm making calculations for a potential investment (do I put this in as >10% like 12%, 15% or 20%?

Recently, I completed a short-term rental (STR) training program and I am eager to explore more opportunities in this field.

Have done deals with Brian Briscoe and Eric Shirley who went thru your program. 

This will impact your loan program, down payment, terms and conditions. 

There are also programs like DSCR where the borrower does not need to have or show employment or income.

The number of months depends upon how well (or bad) the management company is running.Type of business for this offer Mom / Pop shopBusiness owner is heavily involvedBusiness is running with a skeleton crewThere is no marketing or sales divisionSystems are not well documented or non-existantNot a lot of add ons (programs / fees)Typically have another career as a real estate agentTypically less than 100 propertiesModel 2 - Revenue (1 - 1.5x)Offer is made based on yearly revenue.