I'm thinking that and the sound of the waves should be all the inspiration I need to write that book. 

I cannot believe, however, that the SALT cap will remain for long as it seems extremely unfair and possibly unconstitutional, so if there is a Democratic wave next election, they may patch that up fairly quickly, hopefully before anyone is actually affected by it. 

I usually wave the first late payment but I call them and explain that it is a one time thing.  

If you could wave a  MAGIC WAND and solve all your problems related to your record keeping and documentation related to your real estate business, what would this look like?

Noise from the stands flood your ears like crashing waters from crushing tidal waves, drowning out your own thoughts.

Problem is, the next wave of renters/owners are priced out based on Indy wages.

Electronic signatures are legal in most situations and they are the wave of the future.  

I just finished reading @Brian Davis article on the "Second Wave of Suburbanization" and apparently that's already happening.I might be the only crazy one who would take that up, but I wanted to put it out there and see what everyone else thought of it, or if there is maybe something I didn't think of.

Once the bubble burst, it curtailed lending, so the situation got worse, creating a foreclosure wave.   

To add to the struggle, there are reports (and BP blog posts) that show that rents are actually decreasing in some of the more metropolitan areas as millennials become part of the next wave of suburbanization.