You only need a place to track tenant information, payment history, maintenance, etc.

Your cash would be used for downpayments, make payments and emergencies. or2.

Best case scenario it's gonna take at least 5 years to recoup a 25% down payment on one rental lol.

@DeAnna McKillop-LopezKeep it simple to start, unless you have more than $10M there is no need to do anything but by the property in your name and get insurance if the property is a single family rental.You can do all these other methods but they just cost you money every step along the way.

My wife and I cannot make the mortgage payment with out the rental income.

You have money invested in it through the down payment plus mortgage payments.Talk to a lawyer. 

Our current primary is a 4/2 and would rent for roughly $2800ish, so from what I am seeing would cash flow pretty well given our current low monthly payments due to our low 2.875 rate.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

I think it’s disingenuous for a guru to claim they created a new method that is “revolutionizing” real estate lending, when it’s actually just rebranding something that exists and charging more for it.

Everyone has the right to protect themselves and a gun may be the most effective method, particularly for smaller, weaker people.