I am being told that a HELOC is different since its your primary home but no one seems to offer a LOC for investments that I have found.  

After he became completely paralyzed, I found myself wondering if we'd ever be able to use our own vacation home because it wasn't accessible for him and it made me realize just how limited and unwelcoming the world is for people with disabilities.

But I once did one to save a couple thousand bucks, and it cost nearly that much just to hire the Qualified Intermediary.Also, I found myself wanting to move into the property I exchanged, which is a no-no without allowing a couple of years to pass under a safe harbor.

The issue that I'm facing now is whether I want to pull it out against one of my rentals or on my primary.I have found a bank that will allow me to borrow as a second lien on rentals but their rates are higher than what I could get when just doing it against my primary.What I'm most worried about is what happens in a worst case scenario, should something drastic happen in the market.From what I understand, using the money against a rental doesn't necessarily provide much more of a safety blanket in case things hit the fan because if, somehow, the HELOC lender can't recover their money, you'll get sued anyways.

I am really sad to hear this because i was very sold that i might have found something solid to change my future and possibly my family tree.I hope its not true, does anyone know if this is a legit business?

Welcome Welcome @Jamie Grossman - I am a biased Chicago investor, but know that success can be found in every market across the country! 

This post addresses the first question above through my own research: appreciation of new construction versus older/existing homes.Scope & methodologyOut of Scope: I have found lots of articles on the pros and cons of buying a new vs existing home.

I've talked to a few who have found a huge success in it.

Found through lots of online research and connecting with an agent who works with investors.

After calling them, I found out that the gas for one of my tenants has been shut off due to non-payment.