File a claim if you're comfortable and can afford curve balls an insurance company may throw at you. 

Hello Everyone,With tax season right around the corner, my wife and I are looking to get the ball rolling on finding a CPA before tax season ramps up.

That being said the one thing that I see many people talk about is trying to get that first deal financed and get your ball rolling.  

You want the ball in your court, not someone else's who is getting to deal before you can.

You can call local contractors and get a ball park estimate on doing various replacement of items that are worn out.

(If I could predict X, I'd have a crystal ball)Let's grant that this inflation is perfectly distributed across all asset classes but checking accounts and greenbacks.

We’ve seen too many clients go for the slightly lower rate with an unknown lender, only to have the deal go sideways because the lender messed up (dropped the ball, couldn’t close on time etc.).

Hi Chris,I'm an insurance agent in NJ but in general you are correct there is no way to ball park and insurance cost b/c every house is different. 

The worst experiences I've had are the ones that don't answer and drop the ball which delay closing and costs money/time.  

The insurance company adjuster will always low-ball your insurance payout.