.* Aiming to refinance with a rate-term dropping down to about $3,500/mo, so we could live for free.

Quote from @Donna Eskew: I am about to try PriceLabs for the 30 day free trial.

Feel free to send a message or anything so I know how to reach you.

Please feel free to message me with any questions about the area!

I currently reside here and have been interested in structuring a partnership in order to structure my first deal, if interested, feel free to reach out.

Feel free to reply here or shoot me a message if you’ll be there.

If you want any guidance feel free to send me an email. 

Quote from @Bruce Schussler: A lot of Podcasts and Youtuber's say to cash-out refinance to keep rents balanced with payment; (PITI) then use those funds strategically to re-invest either in more real estate or just put into a high interest bearing account or money market account...Here's some of my thoughts and comparisons;Cash-out refinance with new loan so rents balance with payment:- The cash-out refinance is 100% tax free- The funds can be put into a money-market account off-setting a portion of the interest charge of loan- The loan balance gets eventually destroyed by inflation- The liquid cash eventually gets destroyed by inflation - The interest on the new loan can be deducted from the rent income- The refinance costs are 3-4% of the total- There is less equity in the property and LLC that can be attached in case of a lawsuit- The break-even on cash-out refinance with current interest costs on the new loan is around 12 years Vs.Paid-off property with positive cash flow:- The positive rent income is 100% taxable minus only depreciation and property tax- There is more equity in the property and LLC that can be attached with a lawsuit- The break even is not until after 12 years at today's interest rates- There is a rate risk in today's inflationary environment where interest rates on bonds keep rising*It appears to me that the cash-out refi is in the best interest for a property investor; (Dave Ramsey would strongly disagree!)

Feel free to PM me. 

Hi @Irma Leibas, we have a proprietary BRRRR cash flow calculator I'm happy to share for free.