Generally a T12 and prior two to three full years income and expenses (broken down by month) along with a current rent roll is enough. 

After finding out about subletting, a thrashed back yard, domestic violence, broken doors, smashed windows, smoking, melted vinyl on the new kitchen floor, a leaking toilet, a destroyed lawn and on and on....

I have never broken things down as far as materials and labor .

At least 5 interior doors have holes, drywall is marred and dented in places, some trim removed and broken, closet doors broken along with broken light fixtures etc. 

My biggest recommendation is upgrade to Pro so that you can get unlimited access to the calculators.

Can that be broken down into 2 separate conventional loans?

Basically you delay closing and get a written agreement with the seller on tenant screening procedures.Our group is actually working on a deal currently that is pretty broken from a vacancy stand point and the owner is going to let our property management take over at the execution of the contract and then we dont close until an agreed upon economic occupancy hurdle is met.Can send you some high priced lawyer language from our contract if you want lol, hope you do not have to do anything that complex in this scenario.Cheers

You want to be very careful as well as neighborhood as U know when the values go down the risk goes way up.. and the risk is having your vacant home broken into and everything stolen. 

Happy painting Friday! Im renovating a C class rental property duplex. The one side was heavily smoked in, and they share hvac ducts. I replaced 2 ceilings in the smoked in side with sheetrock for $3 / sq ft labor and...

I have used my five calc uses already and for some reason the site won't let me upgrade to pro right now.