They also don't use automated locks and manually change the guest code every few weeks7)They have terrible response times when I reach out to them.There's a lot more... these are just a few things that are top of mind.

A purpose-built LI policy can do so much and still enable RE investing--when, like you noted, it suits the needs. 

Thanks for all of the responses. 

Now, I understand that HELOC should be used for short term financing purpose and I am concerned that I may have made a misstep. 

My apologies for the delayed response.

On the other hand, I have not received any response from leads in Furnished Finder as a mid term rental.

I loved your response and have been thinking about it for a few days now.

@Mark Dutton Responses continue to point to being overleveraged but you only provided the debt amount, you never mentioned the value of your portfolio/collateral or market characteristics.

Also the interview is a big part of decision making, because most important is to have a person who is responsible and keeps your property clean.We don't look at bank statements, but we do want to see the last pay stub before we sign the lease and make sure the employer and the amount matches the application.

@Doug Smith, that is such a great response.