One particular lender and when I say Lender, I’m talking about the individual loan officer that we have worked with in the past had a number of his Lending policies changed so we had to start using someone else when he did not have a product that fit .I realize that a number of the replies have come from lenders themselves so they’re looking for faithful customers.

For the individual renter their income determines how much Section 8 will pay, not to exceed 40% of the tenants income.

Private Money Lenders:Pros: If you have a network of private investors, you can find individuals who lend money for a share of the profits.

I have an opportunity to raise capital with a private individual at a flat interest-only rate as a way to reduce interest charges and eliminate origination and service fees.

Thank you for your comment, yes I learned enough from BP not to take the existing tenant, knowing they pay rent lower than the market and currently not responsive at all.

He's someone I already knew, and he does the work for a small rent discount but he's about to move out and I don't think it'll be so easy to find another qualified tenant without losing a month's rent while looking.Before I bought the building, the tenants were all responsible for taking their own cans to the road and they were collectively responsible for keeping the area clean, but they didn't (and I didn't know they didn't.) 

It's there to ensure that the person who took out the loan is still the one responsible for it.

I thought this day and age all lenders had to be individually licensed and working for a brokerage…? 

I know partial assumable loans were (and still are to some extent) pretty common place in commercial real estate financings, but does anyone know of a residential real estate lender who offers partial assumable loans on individual mortgages? 

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