In addition to this, I've heard of the 'contingent on my business partner' vis a vis Rich Dad.

I'm currently taking a break from my New York realtor career to go on the adventure of a lifetime (sailing around the world with my fiancee) and we have determined for a long time that we are not going back to New York. 

My fiancee and I are looking to invest in duplexes or single homes in Milwaukee.

I served 6 years in the Navy and my fiancee is currently stationed at the 32nd St base.

Here is the basic hierarchy of low documentation loans:Full doc loan -- normal interest ratesVerified income, verified assets (VIVA)Verified income, stated assets (VISA)Stated income, verified assets (SIVA)Stated income, stated assets (SISA)No doc loanSliding up the scale will reduce your interest rate.

East Valley agents don't usually do much in West Valley and visa versa.

After I finish demolition my wife move to US on the student visa, and decided she could get H1B visa very fast and pull all our family to US.

Giving to a PM could take that out.Lets not forget the cost vis a vis to the work.

@Tyler Christy would your fiancee have considered getting an apartment together before you bought a house? 

I'm planning to move after I get married later this year so my fiancee and I are looking for potential places.