I guess wishful thinking was stated above :)We are qualified for a house in our desired neighborhood so that's not the bottleneck for us.My concerns with renting our home are:-Losing out on the equity if there's another collapse especially since it's not in the nicer neighborhood which is more likely retain its value.  

There is only 2 ways to fix that problem, rebuild the foundation wall (stupidly expensive), or install steel braces that anchor the braces to the foundation floor and the main structure so that the only way the wall could collapse is if the whole house collapses.  

Take credit away and values collapse.

I also run my numbers for 20% rent collapse just in case a market sour.

Prior to 2008 I rarely was asked this question but as time moves on, from the collapse of the Capital Markets in 2007, it is without a doubt the number one question I am faced with daily.

It becomes a vicious cycle.In math, NODs, foreclosure and the collapse of a real estate market follows a NON LINEAR DYNAMIC.

(I also threw a bunch of money into the stock market as it collapsed)5 years after bouncing off the bottom my balance sheet is phenomenal after that once in a lifetime opportunity. 

Im very new to this and although I do own a house, since the housing market collapse I owe more on it than its worth so no equity option there.

I am waiting for the next real estate collapse when Trump eliminates the 1031 exchange and the interest deduction.  

The house is half painted half original siding, 3 bedrooms of the 4 are not livable and the stairs to the basement feel like they could collapse at any second.