They will ALL try to up your rates, but you can usually mitigate the amount of the increase with a new 4-point and a call to your agent.If my carrier changes because my agent found a better deal, they typically want to come inspect. 

If they are based on usage you typically bill them back.

So let’s assume with realistic expense estimates over 1st 5 years you average $250 in today equivalent dollars (it will be a challenge at that starting point).The ADUs are typically receiving valuations below $100k, but let’s be generous to show the scope of the people and say it adds $150k of value. 

HELOCs typically do not go above 75-80% of value and since the property was purchased recently they would not see that equity unless you did some major rehab to the property.

How do you typically find your lenders, and what’s worked best for structuring deals?

That $3,000 is typically the annual cost for a full service property management option. 

As you mentioned intentional flips are typically considered inventory-This means the income is ordinary income and as such: - Is not a capital gain, so hold time of 1 year does not change to a better long-term capital gain rate - Can not be invested in a QOF Deductions related to it can't be pushed or changed- all costs are accounted for with the inventory component 

I started with single-family homes and then moved on to condos, typically holding onto properties longer than I probably should.

Expanding MetrosDirect flights help, but don’t skip great markets like Columbus or Huntsville if they offer better returns.

So, this is less than a downpayment but it also offers a way to really diversify your investments.