I've been trying to have one tenant do the autopayment for 8 months now and it has only worked one time.

Every 12 months you should budget 1 month of vacancy to turn the unit.

My suggestion would be to cap your utilities at a certain amount and have Tenants pay anything over that amount.That will help you manage your expenses, and also allow Tenants to gage their usage each month, and make adjustments if they don't want to go over the allotted amount.As far as collection, provide the bill showing any overages and just have them pay for it along with their rent. 

Most DSCR programs will want you to have owned the property for more than 6 months to allow you to use appraised value instead of cost.

We use a loan servicing software that has a monthly subscription. 

Here security deposit and most of the first month's rent are supposed to be paid by NJ Victims of Crimes.Fast forward now:- she did not pay her rent of January.

So you are better off finding someone who wants to rean interest on their money and getting a promissory note signed and giving them a 10% interest rate and having them give you a 15k loan interés only for a 12-24 month period.

Good Morning DeniseI know it has been several months since my last correspondence with you in regards to this quiet title matter however I again need advise/direction. 

I think we just found our next talking point in this month's OKC meetup! 

Lets say for argument sake, that I rent out one unit long term for $2000 monthly unfurnished, the other unit, I live in so I only rent out one room for $1000 all bills paid.