Sorry, I kind of went into it a little deep but understand that it's simply passion to become financially free and enjoy the time i have left on this planet.

Marketing to those that are needing to sell is the same regardless of the market condition.Using solid fundamentals has allowed me to be successful in up and down markets through my wonderful time on this planet.

Jon - Thanks for bringing things back to planet earth here.

Ok, here is a question I know that many of you would love to answer. But, here is the deal...

Why are Realtors such a bad thing, and is there anyway I can turn the tide? Can I become the exce...

It looks like with every passing day that it is getting worse, in my opinion, as the congress tries to set prices in the market for these terrible securities.I feel like we are so close to getting to the bottom of this and being able to figure it out.I mean here I am, about to buy a condo that probably has one of these "toxic" mortgages associated with it, where there was no income verification, no money down, etc.

What planet do you all live on?

A great article... thanks Dan.It sure does fill in some of the gaps, since the "mainstream media" is telling us NOTHING.I particularly liked these two paragraphs:"What terrifies me … what wakes me in a cold sweat … is that the single most corrupt, inefficient, incompetent and idiotic institution on face of the planet is now trying to “fix†the problem.And that especially frightens me because, the closer I examine the roots of this crisis, the clearer it becomes that it was engineered almost entirely by the very bumbling buffoons who are now charged with ending it: The U.S. government."

just stop making payments; it will take them 3-5 months to initiate foreclosure ( it starts with " notice of default"); but in the meanwhile congress will passs the BAILOUT; then uncle sam will buy your " toxic" note for something like 30 cents on a dollar; after that - most likely - uncle sam will " modify" your loan ( how'bout zero interest plus knocking off 65% of principal - would'n you make that kind of payment ?)

Russia's northern coastline has begun producing huge qualities of toxic methane gas.

We care about our family, our work, and having a decent existence during our short time on this planet.