There are laws (and statutes with three "T"s) that may apply in these situations on both a state and federal level.

There are different approaches to this: you could go to work for a large PE firm starting at their entry-level rung on the ladder and working your way up. 

The referral fees, which operate similar to a multi-level marketing models, often incent these students to post the rare assignment fee check that does get done to every social platform they can and make it seem like they have an "in' with the guru leading the program. 

I do believe some are truly altruistic, to a certain level, and truly believe in what they are offering.  

Obviously you can maintain a stronger presence and level of involvement investing in properties near you.

I'm happy - the floor plan is exactly what I was looking for - tri-level 4/4- which is hard to find in the price range I wanted.

As Jay mentioned they must be NMLS licensed if owner occupant of in several states even commercial needs licensing.The NMLS is like the database, each state has a division of banking that oversees lending requirements then you also on the federal level have CFPB as well as consumer protection laws.I want to add that I believe yesterday the CFPB is undergoing changes, but if it goes away that does not mean that many of the laws in place especially consumer protection laws would go away. 

However, if the FHA interest rate is lower, I would still go that route and if rates drop refinance  however keep in mind FHA has PMI for life  Here you go FHA has the self sustaining requirement that requires the three non owner occupied  units to cover the entire PITI which with 3.5% or 5% down is virtually impossible with today's interest rates and price level.

I could pull it up and redo but it's not level to start with and I have good height down there.  

Hey everyone,I’m looking to level up the welcome basket I provide for guests.