One solution I’ve seen is closing the purchase in cash, then securing the HELOC afterward, though this carries more risk.

I'm all about finding problems to solutions and figuring out how to make something work rather than simply conceding that it cannot work.

Understand, real estate may not be the solution you are looking for.

With a push to bring more manufacturing back to the U.S. and more employees returning to office work, there will be a greater need for mass transit solutions rather than building more roads lowering the quality of living if you want that SFH with a yard.

Invelo is a true all-in-one solution for real estate investors, built with industry-proven best practices.

Offer to buy them a few indoor portable heaters until you find a solution. 

He looked at issue, confirmed there was nothing funtionally wrong with the disposal or its plumbing structure.We and the Plumber gave the tenant instructions on how to use an enzymatic solution he had, and that the plubmer told us it sometimes happens with grease and/or food that is left in the disposal.

So before I transfer ownership back and start a seasoning period, I thought I would ask if there were any solutions I am not finding.  

Also be open to knowing that you are acquiring a series of problems.You're in the solution business. 

WHAT ARE YOUR THOUGHTS ON THE CURRENT CONDITIONS, AND WHAT SOLUTIONS DO YOU FORSEE FOR HOUSING?