I don't think you can purchase a policy for one tenant, but you can create a master policy for all your units.

We have not disabled ours or converted to gas, but Tenant must sign a Fireplace Addendum stating if they use it, we require a higher renter's liability policy with us as additional insured, rules on wood, storage, use, safety, they pay for yearly professional cleaning each year they are there, etc.  

Plus, having a fully paid-off property could be a nice safety net if the STR market takes a hit or occupancy slows down.On the flip side, if you’re eager to grow, saving for another property could be the better play.

Staying informed about local policies is critical.Opportunities to LeverageLess Competition: Many investors are sitting on the sidelines right now due to fear or uncertainty.

Obviously meet all safety requirements.

If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

The tenant is understandably frustrated and has mentioned safety concerns due to slipping hazards caused by the water.

I guess a flat seasonal fee like any insurance policy, sometimes you win, sometimes you lose.

Also, can you say more about landlord vs renter’s policy on insurance ?

If you buy in a vacation area there really is no safety net other than desirability/location…I guess just don’t pay up too much.