I didn’t want to be waiting days for them to get back to me about edits to the purchase agreement.

So I am looking to see if anyone has ideas about what options I should consider to gain more experience in real estate investing as I get my finances up to make my first purchase.  

My agent is saying that we are unable to split the contract that way (or reduce the purchase price), so I'm trying to figure out options.

No, refinancing isn’t an option because of how we purchased the property.

How do I find out what area/lands development companies will want to purchase in the future? 

@NA NASince this is your first purchase, focus on finding a property where the numbers work, rather than just any deal.

This is what the assessed tax value will reset to after you purchase.  

Purchase price: $310,000 Cash invested: $68,000 Single Family Home in West Hartford #2

Purchase price: $267,000 Cash invested: $70,000 Single Family Home in West Hartford

We remedied the situaiton by installing 1 mini-split on the lower level.At another ranch house with boiler heat, which the previous owner had updated with a newer high efficiency unit shortly before our purchase, we added central air with the entire unit and all the ductwork in the attic.