I ended up attending one of those weekend seminars for a few hundred bucks that tries to sell you on a 30k coaching program.

@Les Jean-Pierre Had Section 8 tenants and got a bunch of energy upgrades through a state program.

There is no additional "risk" on the note like a demand clause etc, but you have  extra expense in upfront one time costs and the pre-payment penalty that most programs are sold with if rates do drop as expected in the future.  

If you’d like to discuss further or share your insights, feel free to reach out to meLooking forward to hearing your thoughts—thanks in advance for your input!

Some programs will do the full LTV that a long term rental would have and some lenders will reduce the LTV by 5%.

It’s worth having some conversations with a lender who offers DSCR or similar programs.

I also hope to continue to grow my network and meet other like minded individuals and mentors to help advance my investing business.Cheers!

I appreciate your answers and advice in advance! 

The Creative Investor Meetup is designed for beginning to advanced investors who would like additional strategies when constructing deals.All aspects of real estate investing will be covered including (but not limited to) - Wholesaling, Flipping, Buy and Hold and Commercial with an emphasis on Creative Financing.

I am looking to join a mentorship program to help lower my learning curve and until I find it, I am educating myself with books, as well as YouTube University and great advice from the BiggerPockets community.I do work full-time in a career that I love and is very rewarding, but I also know I won't attain my goals with my current job.