They sell a 4 unit for close to 1 million dollars close to Jacksonville. they want 250k or 300k down. there's no upside. you can google the properties on biggerpockets and there isn't a lot of satisfaction. it's a slow return and get rich slow strategy. our focus is always as a builder to add maximum value, lower cost as low as possible, build and rent and build and sell the same product and raise prices to help investors out. we have a large market share and large purchasing power in our market in columbus ohio. the one strategy I never liked about turnkey new build brokerage companies like them and build2rent or others is they don't really build close to urban centers and most are single family homes. the numbers don't work on single family homes. if single family was the way to go more companies would be doing it. but by far the most common type of new construction built is three story walk up apartments.

I sent him a list of my questions ahead of time which really seemed productive to me.

Quote from @Matthew Beninate: Quote from @Sarita Scherpereel: Quote from @Seo Hui Han: You may want to consider local banks / credit unions just because many of them will require or give you more favorable terms for things like HELOC's and other line of credit products if you have a deposit account with them. 

Many of which are savvy BP type clients who are doing updates/raising rents and then the buildings do cashflow positive even with lower down payments which produce amazing returns (at 3.5-5% down you get close to a 50%+ return a year just off mortgage paydown). 

These policies have been to the detriment of small businesses, the self employed and to large extent  true GDP producers.

$400k equity is producing $1600/month cash flow for a return from the cash flow of 4.8%.  

Make sure it’s updated though as the IRS will ask for it to be produced quickly.

Theyre great products for self employed borrowers who will not qualify for traditional loans, but there's a premium for that convenience.

They develop their respective products.I just use these products.

I’d be happy to walk you through the process, from pre-approval to closing, and provide guidance on the best mortgage products for your goals.