This will allow you to qualify solely based on the income that is produced from the rent of the property.

Your primary home doesn't produce cash flow and is a pure expense.

If you purchase a rent ready RE investment this could be 0%, but at the opposite extreme a good brrrr can produce the now elusive infinite return (I have achieved this on most of my RE investments but believe it is very challenging in the current market to bp not be cash negative after the refi to extract the added value.I expect to make an offer this week.  

Why would one choose value adds that produce lower returns than can be achieved in other markets?

I am an aspiring new real estate investor based in CT looking to use the power of real estate as a wealth building tool and income producing asset class.

This amounts to lost opportunity because if you had purchased RE, at the closing it can start producing return. 5) ADUs detract from the existing structure whether this is privacy, a garage, or just yard space. 6) this is related to number 1, but there are many more buyers looking to purchase homes for their family than there are RE investors looking to purchase small unit count properties.

However, you will find it difficult being that both of you are W-2 with your main activity to produce income being outside the real estate profession.

They do an inspection, look for potential costs with repairs and produce a final report.

Once that extra rental started generating income, he realized the higher interest rate was just a temporary hiccup on the way to bigger returns.In your case, maybe look at a structure that keeps your best cash-flow property on a lighter refi (say 50% or 60% LTV) while you go a bit heavier on the one that’s not producing as much right now.

Since the Internet is flooded with trash information, AI absorbs it and produces its conclusions accordingly.